For the broader topic, read LLQP Ontario. You can also browse the Ontario resources hub.

Durham College administers Ontario’s provincial LLQP examinations and charges an examination fee for each registration request. Course tuition, licensing and insurance costs are separate.

This guide is part of the Licensed Path resource library. For the complete overview, read LLQP Ontario Guide.

Current Ontario provincial examination fees

As of July 2026, Durham College lists Ontario LLQP fees of $68 for a paper exam registration and $85 for an online exam registration. Durham states that the fee is payable with each registration request and is subject to change.

Confirm the amount shown in the registration portal before paying. The exam website and FSRA are more reliable than an old blog or screenshot.

The four modules for a full-life candidate

  • Life Insurance: 35 scored questions and 75 minutes under the current format.
  • Accident and Sickness Insurance: 35 scored questions and 75 minutes.
  • Segregated Funds and Annuities: 35 scored questions and 75 minutes.
  • Ethics and Professional Practice - Common Law: 25 scored questions and 75 minutes.

How the total is calculated

The registration portal controls the actual amount and grouping. Do not multiply a posted fee by four and assume that is always the checkout total without verifying the current booking process.

If modules are booked separately, changed or rewritten, additional registration charges may apply. Build a budget with a buffer rather than only the minimum possible amount.

Rewrite costs

A failed module generally requires another paid registration. Under the current Ontario rewrite policy, a candidate may take supplemental attempts after a 24-hour wait. A failed fourth overall attempt on the same module triggers a one-year waiting period and the need to re-establish prerequisite-course eligibility.

The financial cost of rushing includes not only the exam fee but also possible course extension, re-certification and delayed licensing.

No-show, cancellation and identification risk

Durham’s current information states that booked exams are non-refundable and that fees may be forfeited when a candidate misses the session, arrives late, lacks acceptable identification or violates conduct rules.

Review the confirmation carefully. Ensure your legal name matches CIPR and government photo identification exactly.

Course cost is separate

Durham does not provide the LLQP course. Approved course providers set their own tuition, access periods, retake policies and support packages.

When comparing prices, ask whether all full-life modules, certification examinations, learning materials, practice questions and access extensions are included.

Other licensing costs to remember

  • FSRA application: Currently $170 for the initial two-year life and accident and sickness licence.
  • Criminal-record check: FSRA currently lists a $19.15 vendor fee through the official application process.
  • E&O insurance: May be included under a sponsor’s group policy or charged separately.
  • Organization charges: Technology, administration, training or contracting fees are not automatically regulator-required.
  • Business setup: Independent agents may need bookkeeping, tax and marketing systems.

How to reduce avoidable cost

  • Book only when ready: Use fresh timed tests and a weakness log.
  • Verify exam format: Choose online or in-person based on your environment and technical reliability.
  • Protect the appointment: Block travel time, test equipment and prepare identification.
  • Understand provider expiry rules: Do not let certification lapse before your planned exam date.
  • Arrange sponsorship early: Avoid passing the first module and then losing months searching without a plan.

Frequently asked questions

Is the LLQP course included in the Durham fee?

No. Durham administers the provincial examinations. Course tuition is paid to an approved provider.

Are fees refundable?

Durham’s current information says booked exams are not refundable. Review the latest cancellation and rescheduling rules before registration.

Does my sponsor pay the exam fees?

That depends on the organization’s written arrangement. Do not assume reimbursement unless it is clearly stated.

A practical next step

Review how Licensed Path works and who this path may fit before deciding whether to explore the industry further. Licensed Path is an educational and professional-development website, not an offer of employment, a guarantee of licensing approval, or a promise of income.

Important: Licensing requirements, fees, examination delivery and regulatory guidance can change. Confirm current information directly with FSRA, Durham College and any sponsoring insurer before acting.

Official sources

How Long Does the LLQP Course Take in Ontario?Compare intensive, part-time and slower LLQP study schedules and learn what must happen after the course before licensing.Is the LLQP Examination Hard? An Honest Ontario GuideSee why candidates struggle with the Ontario LLQP exam, which modules feel hardest and how to prepare without relying on memorized answers.A Realistic Four-Week LLQP Study PlanUse a demanding but realistic four-week LLQP plan with module goals, practice tests, error review and exam-readiness checkpoints.LLQP Course vs. Ontario Provincial Examination: What Is the Difference?Understand the two LLQP testing stages, who administers each one and why passing a course exam does not make you licensed.LLQP OntarioReview the parent pillar guide for the broader topic.Ontario LLQP and insurance career resourcesBrowse every Licensed Path guide by topic.

Practical next step

Review how Licensed Path works and who this path may fit before making licensing, sponsorship or career decisions.

How Licensed Path works Who this fits

General-information disclaimer

Licensed Path publishes general educational information. This article is not legal advice, tax advice, individualized financial advice, a licensing guarantee, a sponsorship guarantee, an employment offer, or an income promise. Confirm current requirements with FSRA, Durham College, approved providers and any insurer before acting.